Housing

Housing Endowment and Regional Trust (HEART) of San Mateo County.  As a community loan fund, HEART makes loans to homebuyers and to developers to create more affordable housing in San Mateo County. http://heartofsmc.org/

City of San Mateo First-Time Home Buyer Program sponsors a variety of loan programs to help families with different incomes and housing needs become homeowners.  Applicants that live or work in the City of San Mateo receive priority over those that do not. https://www.cityofsanmateo.org/525/First-Time-Home-Buyer-Program

 

Monterra Credit Union information on assisting first-time home buyers
https://www.smcu.org/homeloans/firstTimeBuyers.php

 

California Housing Finance Agency (CalHFA) has first and junior loan options for low to moderate income families, including low to zero interest rate down payment assistance loans.  http://www.calhfa.ca.gov/homebuyer/

 

 Bay Area Affordable Home Ownership Alliance (BAAHA) is a non-profit organization that aims to support, preserve, and expand affordable homeownership in communities throughout the Bay Area. http://www.myhomegateway.org/home.html

 

Habitat for Humanity Greater San Francisco  Find out more about their sweat-equity homeowner program. https://www.habitatgsf.org/