Open Enrollment
OPEN ENROLLMENT FOR 2026 BENEFITS IS HERE
SEPTEMBER 2 - OCTOBER 10
Review and Confirm your 2026 Benefit Elections now via AFenroll.
https://www.afenroll.com/enroll/login.aspx?ReturnUrl=%2fenroll
After October 10, 2025 no further changes can be made without a Qualifying Event .
You may cancel/drop coverage at any time.
NEW FOR 2026
- New 2026 Medical Monthly Contribution Rates .
- CVS Caremark (CVS) will replace OptumRx as the new pharmacy benefits manager.
ACTION REQUIRED
Review and Confirm Benefit Elections for 2026 in AFenroll.
All Full-Time benefited employees are required to log into AFenroll to confirm 2026 benefits, even if you are not making changes.
Please see the following link for log-in instructions: AFenroll Self-Service Instructions
Note: For your security, PINs are reset every year, therefore your updated PIN from last year will no longer be valid.
Need help navigating AFenroll?
Schedule an appointment with an American Fidelity representative via https://enroll.americanfidelity.com/2599569F OR
Meet with HR during Open Enrollment campus visits - see the Benefits Calendar
FREQUENTLY ASKED QUESTIONS (FAQs)
Why am I required to log into AFenroll if I'm not making changes?
Open Enrollment is a good time to review and confirm your information and benefits. Employees experience life changes but neglect to notify human resources or fail to update benefits.
Here are things you should review that impact your benefits:- Address
- Marital Status
- Covered dependents (is dependent missing or should have been removed?)
- Dependent information (DOB correct?)
- Re-Enroll in a Flexible Spending Account (FSA)
I need help navigating the benefits platform
- Schedule an appointment with an American Fidelity representative via https://enroll.americanfidelity.com/2599569F OR
- Meet with HR during Open Enrollment campus visits - see the Benefits Calendar
What changes can I make?
- Add/Delete eligible dependent(s) from your plan (medical, dental and vision).
- Cancel coverage.
- Change health plans (medical or dental).
- Enroll/Re-Enroll in a Flexible Spending Account (FSA) plan.
- Enroll in Voluntary Benefits.
I don't have any changes for 2026, do I need to do anything?
YES. ALL BENEFIT ELIGIBLE EMPLOYEES will need to log into the Online Benefits Platform (AFenroll) to review and confirm their 2026 benefit elections.
Do I have to meet with American Fidelity?
No. You can log into the online benefits platform to review, make changes, and confirm your benefits on your own. See the AFenroll Self-Service Instructions .
I would like to make a change to my benefits, what forms do I need to complete?
All changes will need to be submitted through the online benefits platform. Whether you are adding/deleting a dependent, cancelling coverage, enrolling, or changing plans, submit your change through online benefits platform. No paper forms will be accepted.
What health plans are available in 2026?
All Health plans from 2025 will still be available in 2026.
Use the CalPERS Health Plan Search by ZIP CODE - https://www.calpers.ca.gov/page/active-members/health-benefits/plans-and-rates/zip-search tool to see which specific CalPERS health plans are available in your area.
How do I choose a plan?
- Use CalPERS Health Plan Search by ZIP CODE tool to see which CalPERS health plans are available in your area.
- Review the 2026 Medical Monthly Contribution Rates .
- Review the 2026 SMCCCD Benefits Guide to decide which health plans suit you best. You can use this guide to compare health plans, costs, services, doctors, and more.
- Check with your doctor’s office to confirm which plans your doctors are preferred providers (in-network).
I'm adding dependent(s), what documentation do I need to provide?
If you are adding dependent(s) to your plan(s), please note the following documentation is required.
- Spouse – marriage certificate
- Domestic Partner – Domestic Partnership registered with the state and affidavit
- Dependent child(ren) – birth certificate
Submit the applicable documentation via secure dropbox.
How about FSA? How do I make my election for 2026?
Enrollment for Healthcare and Dependent Care Flexible Spending Accounts (FSA) can be done through the online benefits platform.
I would like to cancel coverage or remove a dependent, what do I do?
Make your change through the online benefits platform.
IMPORTANT DATES
- Open Enrollment begins September 2, 2025 and ends October 10, 2025
- Changes are effective January 1, 2026
- Annual Employee Health & Wellness Fair - October 3, 2025 at CSM Bayview Dining
- Campus Visits (ask your questions in person or get help navigating AFenroll) see the Benefits Calendar.
RESOURCES
- SMCCCD Benefits Guide
- Benefits Calendar of Events (Check back often as new sessions are added)
- Open Enrollment Resources
- FAQs
- Rates
- How to select a health plan
- Informational Sessions slide deck (posted after sessions)
- Downloads - Benefits and Wellness
CONTACTS
- Human Resources Representative: Sarita Mazer Lopez (650) 358-6827 lopezs@smccd.edu
- American Fidelity Representative: Troy Pittock https://enroll.americanfidelity.com/2599569F