Quick video walkthroughs
American Fidelity has short videos to help you prepare and complete enrollment.
Open Enrollment
AFenroll Login Help
Having trouble logging in?
AFenroll login instructions
Use these steps to access AFenroll and confirm your 2027 benefits.
Enrollment: September 8–October 9, 2026
2027 elections begin: January 1, 2027
2027 elections begin: January 1, 2027
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Go to AFenroll
Visit AFenroll. Use Safari, Edge, or Chrome.
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Enter your User ID
Use your Social Security Number or your G-Number.
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Enter your Temporary PIN
Use the last 4 digits of your Social Security Number followed by your 8-digit date of birth in MMDDYYYY format.
Example: 123401012000 -
Complete two-factor authentication
Choose to receive a verification code by email or text message, then enter the code in AFenroll.
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Create your New PIN
Your New PIN must:
- Be at least 12 characters
- Include 1 uppercase letter
- Include 1 lowercase letter
- Include 1 special character
Enter your New PIN twice to confirm it.
For District Open Enrollment questions, use the HR Support Ticket option near the bottom of this page.
Your benefits.
One easy review.
Open Enrollment is now open. Review your information, confirm your 2027 benefit elections, and make any needed changes through AFenroll.
Sept. 8 – Oct. 9
All full-time benefited employees must log in and confirm their 2027 elections, even if no changes are being made.
After October 9: no further changes can be made without a Qualifying Event . You may cancel/drop coverage at any time.
Start here
Confirm your 2027 benefit elections
Even if you are not making changes, you still need to review and confirm your information in AFenroll.
Review your elections
Confirm personal information, dependents, and your 2027 benefit elections.
Compare your options
Use the benefits guide and 2027 District contribution rates before deciding whether to make a change.
Get personal help
Meet with American Fidelity or see the Benefits Calendar for HR campus visits and events.
PIN reminder: PINs are reset every year for security. Your updated PIN from last year will no longer
be valid.
Enrollment help
Campus Open Enrollment help schedule
Mondays
District Office (DO)
American Fidelity · Dawn Redwood Conference Room, upstairs
9:00 a.m.–3:00 p.m.
Sept. 28
Oct. 5
Tuesdays
College of San Mateo
Building 10, Room 401
9:00 a.m.–3:00 p.m.
Sept. 8
Sept. 15
Sept. 22
Sept. 29
Oct. 6
Wednesdays
Cañada College
Building 8, Room 119
9:00 a.m.–3:00 p.m.
Sept. 9
Sept. 16
Sept. 23
Sept. 30
Oct. 7
Thursdays
Skyline College
Building 6, Rooms 203 and 205
9:00 a.m.–3:00 p.m.
Sept. 10
Sept. 17
Sept. 24
Oct. 1
Oct. 8
Fridays
District Office (DO)
Virtual webinars + virtual drop-ins + American Fidelity in Dawn Redwood Conference
Room, upstairs
9:00 a.m.–3:00 p.m.
Oct. 2
Oct. 9
Open Enrollment events
Multiple dates
Mon/Fri
Through Oct. 9
Blue Shield of California
Blue Shield Open Enrollment virtual sessions
Join a live session to learn about Access+ HMO and Trio HMO, provider-search tools, online resources, and get questions answered during Q&A.
September
9
10:00–11:00 a.m.
CalPERS representative
Open Enrollment Member Webinar
Get an overview of Open Enrollment, 2027 health plan changes, and information to help you understand your options and make informed decisions.
September
11
3:00–4:00 p.m.
VSP representative
VSP – Vision Service Plan
Learn about VSP member benefits, plan options, the VSP website, and additional offers.
September
16
2:30–3:30 p.m.
Uprise Health / Claremont professional
Achieving Harmony: How to Maintain a Healthy Work/Life Balance
Learn practical strategies for recognizing poor work/life balance, setting manageable goals, planning time productively, and knowing when to seek support.
September
18
2:00–3:00 p.m.
Delta Dental representative
Delta Dental PPO and Delta Care Plans
Learn about the two dental plans offered by the District and how to use your dental benefits.
Dental plan comparison · Find a dentist
Related flyers: Delta Dental PPO (PDF) · DeltaCare DHMO (PDF)
September
25
1:00–2:00 p.m.
Blue Shield of California
HMO options by Blue Shield
Learn about Blue Shield's HMO plans.
September
25
2:00–3:00 p.m.
Claremont representative
Claremont EAP Member Orientation
Learn about the District-paid Employee Assistance Program, including confidential mental health support, counseling, online support groups, wellness resources, and other work/life resources for eligible employees and family members.
September
28
11:00–12:00 p.m.
American Fidelity Benefits Counselor
Understanding FSA, DCA & Voluntary Life Insurance
Your Flexible Spending Account (FSA) or Dependent Care Account (DCA) does not automatically renew for next year. To keep your coverage, you must manually re-enroll in AFenroll by Friday, October 9, 2026.
Join this webinar refresher to learn how to maximize your savings and review voluntary life insurance options.
September
29
10:00–11:00 a.m.
Kaiser Representative
Kaiser Permanente
Learn about the Kaiser Permanente health plan, including available benefits, resources, and plan options.
September
29
12:00–1:00 p.m.
Working Advantage representative
TicketsatWork benefits
Learn about deals, discounts, and special offers available to District employees through TicketsatWork, including savings on travel, entertainment, theme parks, dining, shopping, and more.
September
29
2:00–3:00 p.m.
Included Health representative
PPO Options by Blue Shield & Included Health
Learn about the CalPERS Preferred Provider Organization (PPO) options, including PERS Gold and PERS Platinum, administered by Blue Shield of California and Included Health.
October
2
12:00–2:00 p.m.
In person · College of San Mateo
SMCCCD Employee Health & Wellness Fair
Meet health, wellness, and employee-benefit partners in Bayview Dining at College of San Mateo, 1700 W. Hillsdale Boulevard, San Mateo.
October
5
12:00–1:00 p.m.
American Fidelity representative
Flexible Spending Accounts (FSA)
Learn about Healthcare and Dependent Care Flexible Spending Accounts (FSA), how this pre-tax benefit may work for you, and what expenses are considered eligible.
October
6
12:30–1:30 p.m.
VSP representative
Vision Service Plan (VSP)
Learn more about your VSP vision benefits, including available coverage and how to make the most of your benefits.
October
7
3:00–4:00 p.m.
Anthem representative
Anthem Traditional HMO Plan
Learn about the Anthem Traditional HMO plan, the differences between HMO and PPO plans, and ask questions directly to the Anthem representative.
October
9
12:30–1:30 p.m.
Working Advantage representative
TicketsatWork Benefits
Learn about deals, discounts, and special offers available to District employees through TicketsatWork, including savings on travel, entertainment, theme parks, dining, shopping, and more.
Visit TicketsatWork · District code: SMCCDistrict
Registration is required for the Blue Shield virtual sessions, HMO Options, VSP, work/life balance, Delta Dental, Claremont EAP, FSA/DCA & Voluntary Life Insurance, Kaiser Permanente, TicketsatWork, PPO Options, and Anthem Traditional HMO sessions; low enrollment may result in session cancellation.
2027 CalPERS medical changes
What is changing
- UnitedHealthcare Basic HMOs are ending. SignatureValue Alliance and SignatureValue Harmony will no longer be CalPERS Basic plan options effective January 1, 2027.
- Family-building benefits are expanding. Beginning July 1, 2027, all CalPERS Basic HMO and PPO plans will include infertility diagnosis and treatment coverage, including applicable IVF benefits.
- Sutter Health Plan is being added in select counties. The new Basic HMO will be available in Placer, Sacramento, San Joaquin, Stanislaus, Solano, and Yolo counties. Plan availability varies by location.
Premiums and choosing a plan
5.78%
CalPERS weighted-average Basic-plan premium increase for 2027.
That is only a program-wide average. Your actual cost depends on the plan you choose and the District contribution, so compare your options directly.
When using the CalPERS health-plan search: select Public Agency & School Members, then enter your ZIP code.
Compare your 2027 medical costs — Region 1Select your employee category and coverage to see your cost.
Effective January 1–December 31, 2027. Region 1 includes San Mateo, San Francisco, Santa Clara, Alameda and other Northern California counties.
Not sure which category applies to you? View salary schedules on our Compensation & Benefits page.
Select the category that applies to your position.
Select a category to compare plans.
Full-time faculty only; adjunct rates are not included. Fall deductions apply August–December or September–December. Spring amounts apply January–May or February–June, as listed in the rate sheet.
Plan availability depends on your ZIP code. The four plans in the separate section above are not available in San Mateo County. Check plan availability (select Public Agency & School Members).
Source: 2027 Medical Monthly Contribution Rates (all regions) , revised September 9, 2026. Rates may be updated before January 1, 2027.
Other plan references
2027 rate update: Rates may be updated before January 1, 2027. Please use the most recently posted 2027 rate sheet.
Important dates
Open Enrollment beginsSeptember 8, 2026
Open Enrollment endsOctober 9, 2026
Health & Wellness FairOctober 2, 2026
12:00–2:00 p.m. · CSM Bayview Dining.
Changes effectiveJanuary 1, 2027
New elections become effective.
View Open Enrollment calendar
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
|---|---|---|---|---|---|---|
| 1 | 2 | 3 | 4 | 5 | ||
| 6 | 7 | 8 | 9 | 10Open Enrollment | 11 | 12Open Enrollment |
| 13Open Enrollment | 14Open Enrollment | 15Open Enrollment | 16 | 17Open Enrollment | 18 | 19Open Enrollment |
| 20Open Enrollment | 21Open Enrollment | 22Open Enrollment | 23Open Enrollment | 24Open Enrollment | 25 | 26Open Enrollment |
| 27Open Enrollment | 28 | 29 | 30Open Enrollment |
Frequently asked questions
Why am I required to log into AFenroll if I'm not making changes?
Open Enrollment is a good time to review and confirm your information and benefits. Employees experience life changes but neglect to notify Human Resources or fail to update benefits.
Here are things you should review that impact your benefits:
- Address
- Marital Status
- Covered dependents (is a dependent missing or should one have been removed?)
- Dependent information (is the date of birth correct?)
- Re-Enroll in a Flexible Spending Account (FSA)
I need help navigating the benefits platform.
- Schedule an appointment with an American Fidelity representative via American Fidelity scheduling, or
- Meet with HR during Open Enrollment campus visits. See the Benefits Calendar.
What changes can I make?
- Add/Delete eligible dependent(s) from your plan (medical, dental and vision).
- Cancel coverage.
- Change health plans (medical or dental).
- Enroll/Re-Enroll in a Flexible Spending Account (FSA) plan.
- Enroll in Voluntary Benefits.
I don't have any changes for 2027. Do I need to do anything?
YES. All benefit eligible employees will need to log into the Online Benefits Platform (AFenroll) to review and confirm their 2027 benefit elections.
Do I have to meet with American Fidelity?
No. You can log into the online benefits platform to review, make changes, and confirm your benefits on your own. See the AFenroll Self-Service Instructions .
I would like to make a change to my benefits. What forms do I need to complete?
All changes will need to be submitted through the AFenroll online benefits platform. Whether you are adding/deleting a dependent, cancelling coverage, enrolling, or changing plans, submit your change through the online benefits platform. No paper forms will be accepted.
What health plans are available in 2027?
Available CalPERS medical plans vary by location. Use the CalPERS Health Plan Search by ZIP CODE to see the plans available in your area.
On the CalPERS site, select Public Agency & School Members, then enter your ZIP code.
How do I choose a plan?
- Use the CalPERS Health Plan Search by ZIP CODE. Select Public Agency & School Members, then enter your ZIP code.
- Review the 2027 District Medical Contribution Rates . Rates may be updated before January 1, 2027, so use the most recently posted rate sheet.
- Review the 2027 SMCCCD Benefits Guide to compare health plans, costs, services, doctors, and more.
- Check with your doctor's office to confirm which plans your doctors are preferred providers (in-network).
I'm adding dependent(s). What documentation do I need to provide?
If you are adding dependent(s) to your plan(s), the following documentation is required:
- Spouse – marriage certificate
- Domestic Partner – Domestic Partnership registered with the state and affidavit
- Dependent child(ren) – birth certificate
Submit the applicable documentation via secure Dropbox.
How about FSA? How do I make my election for 2027?
Enrollment for Healthcare and Dependent Care Flexible Spending Accounts (FSA) can be done through the online benefits platform.
I would like to cancel coverage or remove a dependent. What do I do?
Make your change through the online benefits platform.
Need help?
Questions about Open Enrollment?
Submit an HR Support Ticket and Human Resources will get back to you.
Submit an HR Support TicketTroy Pittock
Need help with AFenroll or your enrollment appointment?
Schedule an appointment